General Insurance in the USA is evolving in 2025, with key changes in workers’ compensation rates and laws. Discover how these updates impact businesses and employees. Introduction: General insurance in the USA is witnessing major shifts in 2025, particularly in workers’ compensation. Across various states, insurance regulators and legislators are adjusting policies to reduce employer…
In a remarkable move to address the surging cases of mental health issues, the Insurance Regulatory and Development Authority of India (IRDAI) has taken significant steps towards enhancing mental health coverage in health insurance policies. After a missed deadline, the regulator has established a five-member expert committee comprised of medical professionals and insurers to provide…
Discover the ins and outs of term insurance for 60-year-olds in this comprehensive article. Learn about policy options, premiums, and key considerations for securing financial peace of mind. Introduction: In the ever-evolving landscape of insurance, individuals approaching the age of 60 may find themselves navigating a unique set of considerations when it comes to term…
Chubb Climate+, a leading insurance provider, has announced the launch of its latest product, Climate+ Renewables, designed to bolster the growth of renewable and alternative energy projects in the UK. The solution caters to small to medium renewable projects worth up to £50m in contract value, focusing on onshore wind and ground-mounted photovoltaic solar. Climate+…
As the prevalence of lifestyle diseases such as diabetes continues to rise, it is crucial for individuals to prioritize their health and financial security. Diabetes, a metabolic disease characterized by elevated blood glucose levels, is a significant cause of complications like blindness, kidney failure, heart attacks, and strokes. In India, the World Health Organization (WHO)…
Introduction to Cyber Insurance Part 5: Welcome to the final part of our comprehensive guide, “Strengthening Your Digital Armor: Integrating Cyber Insurance with a Cybersecurity Culture.” In this segment, we will explore how organizations can foster a cybersecurity culture and integrate cyber insurance with their overall risk management strategy. By leveraging cyber insurance as a proactive tool for digital…
Understand Reinstatement Value Policy (RVP) in insurance, how it differs from Market Value, benefits, claim conditions, and key points business owners must know. What is Reinstatement Value Policy? A Reinstatement Value Policy (RVP) is an insurance policy condition where damaged property is insured at the cost of reinstating or replacing it with a new item…
