Insurance Company Cannot Use Hidden Exclusion Clauses to Reject Claims: J&K High Court (4 min read)

A significant judgment reinforcing policyholder rights in insurance contracts In a significant ruling that strengthens the rights of policyholders, the Jammu & Kashmir and Ladakh High Court has held that an insurance company cannot rely on a concealed or inadequately disclosed exclusion clause to reject a genuine insurance claim. The judgment reiterates a fundamental principle…

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Unraveling the Layers of Property Insurance: Navigating Cosmetic Damage Challenges ( 5 min read)

Discover the intricacies of property insurance as we delve into the world of cosmetic damage issues. From defining cosmetic damage to exploring legal nuances, learn how insurers handle exterior damages and the impact on coverage. Dive into real-life cases and court interpretations, ensuring you’re equipped to navigate the evolving landscape of property insurance. The Realm…

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