Insurance is a financial tool designed to protect you from unexpected losses. By paying a premium, the insurer agrees to cover specific risks outlined in your policy, helping individuals, families, and businesses remain financially secure. Wikipedia Definition:Insurance is a means of protection from financial loss. It is a form of risk management primarily used to…
Cybersecurity insurance is now a business essential in India. Discover 7 compelling reasons why every company must invest in it to protect against cyber attacks, ransomware, and financial losses in 2025. Why Cybersecurity Insurance Matters More Than Ever In 2025, the digital economy is at the heart of almost every business in India — from…
What Is Insurance Excess? Insurance excess is the amount you must pay out of pocket before your insurer covers the remaining claim. It helps discourage small claims and keeps premiums economical. Definition Term Meaning Insurance Excess / Deductible The portion of every claim paid by the policyholder before the insurer contributes. Types of Excess Type…
Discover the latest insights on Indian General Insurance Growth as the sector is projected to expand nearly 13% in FY26. Explore key drivers, market trends, challenges, and industry shifts in this detailed report. Indian General Insurance Growth Reaches a New High The Indian general insurance sector is entering a transformative phase, powered by rising awareness,…
The Jammu & Kashmir High Court rules that insurers cannot rely on hidden STFI exclusions to deny claims under special perils policies, reinforcing consumer rights and clarity in insurance contracts. Consumers Win: Hidden Exclusions Cannot Defeat Legitimate Expectations In a judgment that strengthens consumer rights, the Jammu & Kashmir and Ladakh High Court has ruled…
Stay updated with the latest insurance news in India as the sector undergoes major reforms, including 100 percent FDI proposals, the launch of Bima Sugam, rising cyber threats, market growth trends, and new consumer-friendly court rulings. Read this detailed, easy-to-understand analysis to stay ahead. Latest Insurance News in India: What’s Changing and Why It Matters…
Explore a complete guide to General Insurance, covering its types, components, working principles, and real-world importance. This simple yet informative breakdown helps you understand how insurance protects you and why it matters more than ever. Perfect for beginners and smart financial planners. 🌟 General Insurance: Understanding Types, Components & Why It Matters Today 📘✨ Insurance…
Liability insurance is a game-changer for hotels, restaurants, and event venues. Discover the 5 essential liability insurance covers that every hospitality business in India needs to avoid legal and financial disasters. Why Liability Insurance Can Make or Break a Hospitality Business Hospitality is all about experiences. Guests expect comfort, safety, and care. But what happens…