SBI General Insurance has introduced an innovative digital-only health insurance product, Health Edge Insurance, that redefines the way individuals access and customize their coverage.
With an affordable starting premium of less than Rs 5,500 per annum for a Rs 3 lakh cover, this groundbreaking plan offers extensive benefits and flexibility.
The Health Edge plan incorporates nine comprehensive in-built covers, ensuring holistic protection for policyholders. From hospitalization and pre/post-hospitalization expenses to day-care treatments and emergency road ambulance services, the plan encompasses essential medical needs. Additionally, it includes specialized provisions for bariatric surgery, modern treatment/advanced procedures, AYUSH treatment, and stay-fit health checkups.
To further cater to individual preferences, customers have the option to select from 18 additional covers. These optional benefits range from domestic help/staff indemnity and hospital daily cash to accidental death cover, unlimited refill, and critical illness cover.
The unique aspect of Health Edge lies in its seamless digital experience, making policy purchases and claims hassle-free with minimal paperwork. Moreover, the plan offers exclusive features such as the Global Treatment cover, which takes care of medical expenses incurred during inpatient care outside India. Another noteworthy inclusion is the OPD cover, guaranteeing medical expenses for allopathic OPD services, including diagnostics and pharmacy expenses, for both individual and floater policies.
SBI General’s digital-first approach, coupled with the extensive coverage and flexibility offered by Health Edge Insurance, sets a new standard in the health insurance industry. By leveraging technology and understanding customer needs, SBI General Insurance aims to enhance accessibility and convenience for policyholders, ensuring their peace of mind in times of medical emergencies.